Secure Payment Solutions | Phone, Link, QR & Open Banking Payments | SOTpay
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SOTpay secure payment solutions

Payment Solutions


SOTpay provides a flexible suite of secure payment solutions designed to support remote, multi-channel, and automated payment environments. From secure phone payments and payment links to Open Banking, QR payments, and accounting integrations, the platform adapts to your business.


Explore the solutions below.

Secure phone payments icon

Secure Phone Payments

Pay by link payments icon

Pay-by-Link Payments

Open Banking payments icon

Open Banking Payments

Virtual terminal payments icon

Virtual Terminal Payments

Multi-channel payments icon

Multi-Channel Payments

Park Pay Zone parking payment system from SOTpay

Why Choose SOTpay for Business Payment Needs?


SOTpay provides a flexible payment platform designed to support remote, multi-channel, and automated payment environments. From secure phone payments assisted by AI Agents and pay-by-link requests to Open Banking, QR payments, and accounting integrations, the platform adapts to your business workflows while maintaining PCI compliant payment handling.


With a single platform, businesses can manage payment requests, automate collections, reduce fraud exposure, and provide customers with flexible ways to pay.


Not sure how SOTpay compares to alternative platforms? Check out our payment comparison resources


Built for Modern Payment Environments


Designed to Improve Payment Performance


  • Reduce fraud-related chargebacks
  • Maintain PCI compliant payment handling
  • Improve payment success rates
  • Lower transaction costs with Open Banking
  • Streamline collections and payment workflows
  • Automate recurring billing and payment requests
  • Support remote and contact centre environments
  • Centralised payment visibility and reporting
Marketplace Connect banner with SOTbot


Scalable Platform Capabilities


Unlimited Sub-Vendors


SOTpay supports multi-location businesses with structured sub-vendor access and tiered permissions. Manage users, locations, and payment activity across departments or sites from a single platform.

Unlimited User Access


Provide system access to as many users as required, with role-based permissions and controlled visibility across teams.

Limitless Transaction Potential


Process payments of any value, supporting both low-value transactions and high-value B2B or enterprise payments.


Reporting, Deployment and Support


Reporting & Analytics


Transaction data is consolidated into dashboards teams can filter. Built-in reporting provides full visibility across transactions and payment performance.

System Deployment


The platform can be configured to match existing workflows, payment channels, and operational requirements, ensuring a seamless implementation.

Video Training Suite


Comprehensive training resources help teams quickly adopt the platform and begin processing payments securely.

Remote Support


Dedicated remote technical support assists with setup, optimisation, and ongoing platform management.


Secure, Compliant and Fraud-Resistant Payments


PCI DSS Compliance & Data Security


SOTpay removes sensitive cardholder data from your environment entirely, reducing your PCI DSS scope and compliance burden. Payments are processed through secure, hosted pages, ensuring customer data is protected without the need for complex infrastructure or costly audits.

Fraud Prevention & Chargeback Protection


Built-in security features such as 3-D Secure authentication help prevent fraudulent transactions and shift liability away from your business. By ensuring customers authenticate payments themselves, SOTpay reduces chargebacks, protects revenue, and builds trust at every transaction point.

Secure Multichannel Payment Infrastructure


SOTpay enables secure payments across SMS, email, WhatsApp, web, and phone without exposing sensitive data. This unified infrastructure ensures every payment channel meets the same high security standards while giving customers the flexibility to pay how they prefer.

Download the SOTpay brochure
Read the SOTpay payment guides

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