Reduce transaction fees, prevent fraud and streamline high-value vehicle payments.
Automotive dealerships handle high-value transactions, deposits, staged payments and remote sales. Traditional card payment processes introduce high fees, fraud risk and manual reconciliation that impact margins.
SOTpay provides a PCI DSS compliant, multi-channel payment platform designed for dealerships.
Reduce costs, improve security and deliver a smoother customer payment experience across showroom, phone and remote sales.

Vehicle payments often exceed tens of thousands of pounds. SOTpay enables Open Banking and pay-by-link payments, reducing reliance on expensive card processing fees.
3-D Secure authentication shifts liability to issuing banks. Sensitive cardholder data never enters dealership systems.
Collect deposits and balances via phone, SMS, email, WhatsApp, live chat or in person, all within a secure hosted payment environment.
Integrate with DMS platforms, CRMs and accounting systems including Xero and QuickBooks. Payments reconcile automatically.
Monitor payment status instantly without exposing sensitive cardholder data to staff.
Cloud-based platform with no hardware requirements or telecom changes.
PCI DSS compliant payment handling reduces risk and protects customer data.
SOTpay helps dealerships collect deposits, reduce fees and secure high-value payments. From showroom to remote sales, SOTpay delivers secure, compliant and efficient payment collection.
Link Pay Bank – Open Banking vehicle payments
PayPrompt – email deposit requests
Text PayLink – SMS payment collection
AutoFlow – staged payment plans
OmniPay – multi-channel payments
SOTsync Pro – accounting reconciliation
