Pay by Link Payments

Send secure payment links by SMS, email, chat, or messaging platforms.

SOTpay enables businesses to request payments instantly, allowing customers to complete transactions securely from any device.

Text PayLink

Secure SMS payment requests

Text PayLink delivers secure payment links directly to a customer’s mobile phone via SMS. This allows businesses to request payment instantly during conversations, improving response times and reducing friction. Customers complete payments securely without sharing card details verbally.

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PayPrompt

Secure email payment requests

PayPrompt enables businesses to send secure payment links directly via email. Customers receive a branded payment request and complete transactions securely from any device. This simplifies invoice payments, deposits, and remote collections while maintaining PCI compliance.

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DirectPay

Customer initiated payment requests

DirectPay allows businesses to generate secure payment links using customer contact details. Payment requests can be sent instantly via email, SMS, or multiple channels, enabling flexible remote payment collection while maintaining secure authentication.

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Brandpay

Custom branded payment pages

Brandpay allows businesses to customise payment pages with their own branding, improving customer trust and consistency. Payment link destinations can reflect your brand identity while maintaining secure, compliant payment processing.

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ChatCheckout

Live chat payment links

ChatCheckout enables agents to send secure payment links within live chat conversations. Customers can complete transactions instantly without switching channels, reducing friction and improving conversion rates during support or sales interactions.

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ChatPay Secure

WhatsApp / messaging payment links

ChatPay Secure allows businesses to send secure payment links directly within WhatsApp and messaging conversations. Customers complete transactions without leaving the chat, maintaining secure authentication and PCI compliant payment handling.

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TipLink™

Secure Digital Tipping Solution

TipLink™ enables guests to tip and pay securely from their smartphone using QR codes or NFC technology. Reduce card handling, improve guest experience, and support PCI DSS and Visa VAMP compliance. Perfect for bars, restaurants and hotels.

Learn about TipLink™

Infographic comparing traditional email-only payment links with SOTpay omnichannel payment requests delivered through SMS, WhatsApp, social media, live chat and email.

Why Pay by Link Payments Matter

Pay by link payments provide a secure and flexible way to request payments without requiring customers to log into portals or share card details over the phone. Businesses can send payment requests instantly, allowing customers to complete transactions securely from their preferred device.

This approach improves payment speed, reduces friction, and supports PCI compliant remote transactions.