How Pay by Link Works | SOTpay Payment Requests
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How SOTpay payment requests work

How SOTpay Payment Requests Work

Send secure payment links in seconds and get paid without friction, across any channel.

What is a SOTpay Payment Request?

SOTpay Payment Requests allow you to generate and send secure payment links to your customers.

They can pay instantly using card or bank transfer, without needing to enter details over the phone or visit a checkout page.

How It Works

Step 1: Generate the Payment Request

Create a payment request for card or account-to-account (Open Banking) payment.

Step 2: Send the Link

Share the link via email, QR Code, SMS, invoice, live chat, or social media.

Step 3: Track the Payment

Monitor progress in real time or receive confirmation once payment is complete.

Step 4: Get Paid

Funds are processed and settled via your existing merchant account.

The SOTpay pay by link payment journey from request to settlement

Built for Multi-Channel Payments

SOTpay allows you to request payments wherever your customer is:

No redirects. No friction. No delays.

Key Features

Why Businesses Use SOTpay Payment Requests

Reduce Fraud and Chargebacks

Additional authentication helps protect against card-not-present fraud and reduces liability.

Lower Processing Costs

Secure, authenticated transactions can benefit from reduced processing fees.

Simplify PCI Compliance

No sensitive card data enters your environment, making compliance easier to manage.

Deploy Quickly

Cloud-based technology means no hardware and no complex setup.

Improve Customer Experience

Let customers pay in seconds, on their preferred channel.

Flexible Payment Options

With SOTpay, customers can pay using:

  • Debit and credit cards
  • Open Banking (pay by bank)
  • Stored card details for repeat payments

Take Payments Without the Friction

SOTpay removes the barriers between your business and getting paid.

Whether you are chasing invoices, closing sales, or taking payments remotely, payment requests give you a faster, more secure way to complete transactions.

See SOTpay in Action

Speak to our team to see how payment requests can fit into your business.

Call centre agents taking payments at their desks
Get the SOTpay brochure

Need to ask a question: Request a callback from the team

Need merchant support? Visit Merchant Support