Xero Payment Integration | Pay by Link on Invoices | SOTpay
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Xero Payment Integration for Faster Invoice Payments

Turn every Xero invoice into a payment your customer can complete in a few clicks. SOTpay embeds a secure Pay by Link directly into the invoice, and once the payment clears, the invoice is marked as paid and reconciled in Xero automatically.

For finance teams that means less manual matching, fewer errors, and money in the bank sooner.

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What the Xero Integration Does

  • Adds a secure Pay by Link to the invoices you already raise in Xero
  • Gives customers a faster, simpler way to pay
  • Marks the invoice as paid in Xero once payment completes
  • Reconciles the payment against the invoice automatically
  • Cuts the admin and the manual errors that come with it
  • Improves cash flow by shortening the gap between invoice and payment

How It Works

Nothing changes about the way you raise invoices. The integration sits behind the invoice you already send.

  • You raise an invoice in Xero as normal
  • SOTpay generates a secure payment link tied to that specific invoice
  • The link travels with the invoice, so the customer can pay from wherever they open it
  • The customer completes payment on their own device, on SOTpay's hosted page
  • The payment is matched back to the invoice it came from
  • Xero updates the invoice to paid and the reconciliation is done

Because the payment link carries the invoice reference, the money arrives allocated rather than as an unidentified receipt somebody has to chase down at month end.

Card Data Never Touches Xero

Your customer enters their card details on SOTpay's secure payment page, not in Xero and not to a member of your team over the phone or by email. Xero receives the payment status and the reconciliation, never the card number.

That keeps your accounting system, and the people using it, outside PCI DSS scope, and it removes the common bad habit of card details being read out, emailed, or written on a pad next to somebody's desk.

Who It Suits

  • Businesses invoicing through Xero and chasing payment afterwards
  • Accountancy practices billing retainers and one-off work
  • Professional services firms working to invoice
  • Teams with high invoice volume and manual reconciliation
  • Anyone still taking card details over the phone against a Xero invoice

Delivered Through SOTsync Pro

The Xero connection is part of SOTsync Pro, SOTpay's accounting sync product, and SOTpay is listed in the Xero App Store. If you use more than one finance system, the same approach covers QuickBooks and iplicit, and you can see the full set on the integrations page.

View SOTsync Pro in the Xero App Store

Xero Integration Questions

How does SOTpay work with Xero?

SOTpay adds a secure payment link to the invoices you raise in Xero. The customer pays through that link, and SOTpay writes the payment back against the invoice so Xero marks it as paid and reconciles it without anyone matching it by hand.

Can my customers pay a Xero invoice by link?

Yes. The payment link is embedded in the invoice itself, so your customer can pay straight from the invoice rather than being sent somewhere else or having to call you with a card number.

Does the invoice reconcile automatically in Xero?

Yes. Because the payment request is generated against a specific invoice, the payment is matched back to that invoice automatically and the status updates in Xero. Reconciliation stops being a manual job.

Is card data stored in Xero?

No. Card details are entered on SOTpay's secure hosted page and are never held in Xero or seen by your staff. Xero receives the payment status, not the card number, which keeps your accounting system out of PCI DSS scope.

Do I need a developer to set this up?

No. The connection is configured rather than built, and SOTsync Pro is listed in the Xero App Store. Our team sets it up with you and confirms what is needed for your account.

What if we use another accounting system as well as Xero?

Yes. The same accounting sync covers QuickBooks and iplicit, so businesses running more than one finance system can use the same payment process across all of them.

How does this actually speed up payment?

Mostly by removing the wait. The customer can pay the moment they open the invoice rather than waiting to be chased, arrange a bank transfer, or find somebody to give a card number to. Payments that used to sit in the gap between invoice and follow-up tend to land far sooner.

See the Xero integration in action

Our payment specialists will walk you through how a payment link behaves on a live Xero invoice, and what setting it up would involve for your business. No obligation.