Hotel Payment Review Services | Reduce Payment Friction & Fees | SOTpay
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Reduce Payment Friction Across Your Hotel Payment Journey


SOTpay helps hotels review and optimise secure payment journeys, helping reduce friction, improve guest payment experiences, and modernise hospitality payments across phone, SMS, email, and online channels.


Tell us how your hotel currently accepts payments and the SOTpay team will help identify more efficient, guest-friendly payment journeys tailored to your operation.


Do you currently accept card payments?
Do you currently accept card payments?

Who is your current provider?
Who is your current provider?

Tell us about your card usage
Which industry are you in?
How do you currently accept card payments?
What is estimated monthly card payment value?

Tell us how to reach you
What's your name?
What's your business email address?
What's your business telephone number?
What is 6 + 7?

We never sell or pass on your details.

Thank you

Your details are on the way to the team. We’ll assess your answers and come back with the most relevant card processing options.




Why hotels overpay for payment processing


Hotel payment journeys are often far more complex than standard retail transactions. Between deposits, phone bookings, OTA payments, direct reservations, no-shows, event payments, and remote guest transactions, hospitality businesses can quickly end up with fragmented payment systems that create unnecessary cost and friction.


Many hotels continue using payment setups that were implemented years ago, without reviewing whether they still fit how the business operates today. Over time, this can lead to:


  • Higher card processing fees
  • Unnecessary gateway or merchant account charges
  • Payment friction during direct bookings
  • Delayed deposit collection
  • Increased manual admin for reception and finance teams
  • Guest payment journeys that no longer meet modern expectations


Without reviewing the full payment journey, it’s difficult to identify where revenue, efficiency, and guest experience may be impacted.

What a hospitality payment review looks at


A SOTpay hospitality payment review looks beyond headline transaction rates. It focuses on how your hotel accepts payments across the full guest journey.


This includes:



The aim is to identify where friction, inefficiency, or unnecessary cost may exist, while helping hotels modernise secure payment journeys without disrupting operations.

Hospitality payment infographic showing how SOTpay helps hotels take secure direct booking payments over the phone to reduce payment friction, improve guest payment journeys, and protect hotel revenue.



Reduce friction across the guest payment journey


Today’s guests expect payment convenience. Delayed links, manual card handling, and fragmented booking journeys can all impact conversion and guest experience.


SOTpay helps hotels simplify secure payments across multiple channels, including:



This allows guests to complete payments securely in the channel most convenient for them, helping improve direct booking conversion and reduce unnecessary friction.

Hospitality integrations built around hotel operations


Modern hospitality businesses rely on connected systems. SOTpay supports integration-led payment workflows designed to fit around existing hotel operations.


This includes support for hospitality platforms such as:



Connected payment workflows can help reduce manual admin, improve reconciliation accuracy, and simplify operational reporting across hospitality businesses.

What hotels can expect from a payment review


A hospitality payment review provides a clearer understanding of how your hotel currently accepts payments, where unnecessary costs may exist, and where operational improvements can be made.


Typical outcomes include:


  • Identifying unnecessary processing costs
  • Reviewing merchant service pricing structures
  • Improving direct booking payment journeys
  • Reducing manual payment handling
  • Highlighting opportunities for Open Banking or lower-cost payment methods
  • Improving guest payment experience
  • Streamlining reconciliation and reporting


For some hotels, the improvements are operational. For others, particularly those processing larger payment volumes, the savings can become commercially significant over time.

a man stands at the reception in a hotel lobby

Who should request a hospitality payment review?


A hospitality payment review is particularly valuable for hotels that:


  • Take deposits or remote guest payments
  • Accept payments over the phone
  • Process large monthly card volumes
  • Use multiple payment channels
  • Have not reviewed merchant services recently
  • Want to improve direct booking journeys
  • Experience reconciliation or reporting inefficiencies
  • Want to modernise guest payment experiences


Even small improvements across transaction fees, payment journeys, and operational efficiency can create meaningful long-term impact.

Frequently Asked Questions

Is the hospitality payment review free?
Yes. The review is completely free with no obligation to proceed.
Will we need to change providers?
Not always. In many cases, the review focuses on improving your existing setup and identifying more efficient payment workflows.
How long does the process take?
Most hotels can complete the initial questions in under a minute. Recommendations are then tailored around your operational setup and payment requirements.
Can SOTpay integrate with our hotel systems?
SOTpay supports hospitality-focused integrations, including Oracle Hospitality, OPERA Cloud, and Cloudbeds environments.
How much could our hotel save?
Savings vary depending on your current setup, payment volumes, and how payments are currently processed. Some improvements focus on operational efficiency, while others can reduce long-term payment costs significantly.
Is guest and payment data secure?
Yes. SOTpay is designed around secure payment collection, helping keep card data out of hotel environments and supporting safer guest payment journeys.

Need to ask a question: Request a callback from the team

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