Fraud and chargebacks can erode revenue, disrupt operations and damage customer trust.
SOTpay is designed to prevent unauthorised transactions before they happen, using secure payment flows and strong customer authentication to protect your business without adding friction to the payment experience.
Payment fraud continues to evolve, particularly across remote and multichannel transactions. Businesses accepting payments via phone, email, messaging platforms or online are increasingly exposed to risks such as:
Beyond direct financial loss, fraud introduces operational strain, increased admin and reputational risk.
SOTpay is built to reduce fraud risk by removing the points where fraud typically occurs.
Instead:
This approach limits exposure to sensitive data and ensures every transaction follows a secure, consistent process across all channels.
SOTpay applies fraud prevention measures across multiple payment methods, helping businesses protect revenue without restricting how they take payments.
Take payments over the phone without exposing card data to agents. Customers enter their details securely, preventing fraud linked to manual card handling and eliminating risk within call environments.
Send secure payment links via SMS, email or messaging platforms. Customers complete transactions on their own device, reducing the risk of intercepted or mishandled payment details.
Maintain consistent fraud protection across every payment channel, including web, messaging apps and phone. Each transaction follows the same secure journey, reducing vulnerabilities across your payment ecosystem.
Transactions are protected with strong customer authentication, ensuring the person making the payment is verified. This reduces fraudulent transactions and shifts liability for chargebacks away from your business.
Strong authentication ensures transactions are verified, significantly reducing fraudulent disputes and associated admin.
By removing manual handling of card data, SOTpay eliminates common points of failure where fraud typically occurs.
Authenticated transactions shift liability to the acquiring bank, protecting your business from financial loss.
Whether payments are taken via phone, SMS, email or web, the same secure process is applied every time.
SOTpay ensures fraud prevention is embedded across all payment methods, including:
Every transaction follows a secure, authenticated process, allowing businesses to expand how they take payments without increasing fraud exposure.
Fraud risks vary across industries, but the need for secure, reliable payment processing is universal.
Protect high-volume, card-not-present transactions and reduce chargebacks on remote sales.
Remove fraud risk from phone-based payments by eliminating agent exposure to card data.
Prevent fraudulent transactions across large customer bases while maintaining efficient payment collection.
Apply strong authentication and secure payment flows to meet regulatory expectations and protect customer trust.
Explore practical guidance on reducing fraud, preventing chargebacks and securing remote payments.
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