SOTpay vs Eckoh: What’s the Difference?
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SOTpay vs Eckoh: Which Payment Solution Is Right for Your Business?


Secure payment processing is essential for businesses operating in contact centres, customer service environments, and digital commerce.


Eckoh is a well-established provider of secure payment solutions, particularly known for its work in contact centre environments and telephone-based payment security. SOTpay, developed by Gala Technology, provides secure telephone payments alongside a broader, multi-channel payment platform designed for modern business operations.


Both platforms support PCI-compliant payments. The difference lies in flexibility, integration, and how payments are handled across the full customer journey.

Business team making a decision


Quick Comparison


Eckoh is commonly used by businesses that:


  • operate in large-scale contact centre environments
  • rely on secure telephone payment handling
  • need structured, compliance-focused payment systems


SOTpay is designed for businesses that:


  • need a flexible, multi-channel payment platform
  • take payments across digital and remote interactions
  • want payments integrated into accounting and operational systems


Feature Comparison


FeatureSOTpayEckoh
Telephone payments✔️ Yes✔️ Core strength
IVR / DTMF payments✔️ Supported (not relied upon)✔️ Core approach
Pay by link✔️ Core capability✔️ Supported
Multi-channel payments (SMS, chat, social)✔️ Strong⚠️ Limited
Ecommerce checkout✔️ Supported⚠️ Limited
Open Banking payments✔️ Yes⚠️ Limited
Accounting integrations (Xero, QuickBooks)✔️ Integrated⚠️ Indirect
Payment flexibility✔️ High⚠️ Contact-centre led
PCI compliance handling✔️ Scope-reducing✔️ Compliant


Different Approaches to Payment Security


Eckoh has built its reputation on securing payments within contact centre environments, often using technologies such as DTMF suppression to protect cardholder data during calls.


SOTpay supports secure telephone payments while also enabling digital-first payment journeys, allowing customers to complete transactions on their own devices through secure links and channels.


This reflects a broader shift towards flexible, customer-controlled payment experiences.


Where SOTpay Delivers Greater Flexibility


Multi-Channel Payment Capability


SOTpay enables payments via:



This allows businesses to take payments wherever conversations happen.


Secure Remote Payments


SOTpay removes the need for customers to share payment details directly with staff, reducing fraud exposure and improving compliance.


This is particularly valuable for service-based businesses, contact centres, and remote sales environments.


Modern Pay-by-Link Payments


SOTpay allows businesses to send secure payment links instantly, enabling customers to complete payments on their own device.


This can help:


  • reduce friction
  • increase conversion rates
  • speed up payment collection


Security and PCI Compliance


Both SOTpay and Eckoh provide PCI DSS-compliant payment environments.


SOTpay is designed to reduce PCI scope by removing sensitive card data from your business environment wherever possible. Payments are handled within secure, customer-controlled sessions rather than passing through internal systems.


This helps:


  • reduce compliance burden
  • minimise exposure to sensitive data
  • simplify internal processes
Secure online payment

Considerations for Contact Centre-Led Platforms


Contact centre-focused solutions are typically well suited to:


  • high-volume call environments
  • structured payment workflows
  • compliance-driven operations


However, they may be more limited when businesses need:


  • multi-channel engagement
  • ecommerce capability
  • deeper integration into wider business systems

Pricing Considerations


Both platforms offer pricing based on:


  • usage
  • infrastructure requirements
  • transaction volumes


For many businesses, total cost is influenced by:


  • operational efficiency
  • payment success rates
  • reduction in manual processes
Get the SOTpay brochure

Which Platform Should You Choose?


Choose SOTpay if you:


  • need a flexible, multi-channel payment platform
  • take payments across digital and remote channels
  • want integration with Xero, QuickBooks, and other systems
  • want to reduce PCI scope and operational complexity
  • need a future-ready payment solution

Final Verdict


Eckoh caters to contact centre and telephone-based payments, with a focus on compliance and structured environments.


SOTpay supports these capabilities while extending payment functionality across digital channels, ecommerce, and integrated business systems.


For businesses looking to introduce greater flexibility, improve customer experience, and streamline operations, SOTpay offers a broader and more adaptable payment platform.

Explore Flexible Payment Solutions


If your business is evolving beyond traditional contact centre payments, a flexible platform can help improve efficiency and support long-term growth.


Explore SOTpay’s full range of Payment Solutions.



Frequently Asked Questions

Is SOTpay an alternative to Eckoh?
Yes. SOTpay provides secure telephone payments alongside broader multi-channel and digital payment capabilities.
Which platform is more flexible?
SOTpay offers greater flexibility by supporting multiple payment methods and channels within a single platform.
Does SOTpay integrate with accounting systems?
Yes. SOTpay integrates with platforms like Xero and QuickBooks to automate reconciliation and reduce manual admin.
Which platform is better for modern payment journeys?
Businesses requiring multi-channel and digital-first payment experiences often benefit from platforms like SOTpay.