Reduce fraud, protect margins and improve customer payment experience.
Retailers handle a mix of in-store, remote and high-value transactions. Fraud, chargebacks and manual payment handling can reduce margins and create unnecessary operational friction.
SOTpay provides a PCI DSS compliant, multichannel payment platform designed for retail businesses.
Secure transactions, reduce costs and allow customers to pay across any channel.
3-D Secure authentication shifts liability to issuing banks, protecting revenue.
Open Banking reduces card fees and speeds up settlement.
Accept payments in-store, online, over the phone or via SMS, WhatsApp and email.
Take payments through social media, messaging apps and manual order channels. Secure links allow you to convert enquiries into completed sales instantly.
Offer staged payments for high-value items or subscriptions for repeat purchases.
Cardholder data never enters your systems, reducing compliance scope.
Automatically reconcile payments into Xero, QuickBooks, Sage or EPOS systems.
Furniture & Home Retail - Offer staged payments for high-value purchases.
Multi-Channel Retail - Manage payments across in-store and remote sales.
Independent Retailers - Sell via social media and messaging channels.
Florists - Take phone and social media orders without handling card data.
Automotive Retail - Collect deposits and balances securely.
Luxury Retail - Protect high-ticket transactions from fraud.
Accounting & EPOS Integration - Automatically reconcile payments into finance systems.
Fraud Protection Framework - Remove exposure to sensitive cardholder data.
Payment Tracking - Monitor transactions and outstanding balances.
Open Banking Payments - Reduce costs on higher-value transactions.
Social Channel Payments - Accept payments via Facebook, Instagram and WhatsApp.
Direct Debit & Subscriptions - Support recurring purchases and services.
SOTpay helps retailers reduce fraud, cut costs and improve payment flexibility. From in-store transactions to social media sales, SOTpay delivers secure and compliant payment solutions.
Securafone – secure phone payments
PayPrompt – email payment links
Text PayLink – SMS payment requests
OmniPay – multichannel payments
Link Pay Bank – Open Banking payments
SOTsync Pro – reconciliation and reporting
Need to ask a question: Request a callback from the team
Need merchant support? Visit Merchant Support
